Review on Mastercard Black Card Issued by Barclays Bank
| Customs Rating | Mostly recommended |
| Purchase April (Variable April) | xv.24% |
| Balance Transfer APR (Variable April) | 15.24% |
| Credit Score Range | 740 - 850 |
| Annual Fee | $495 |
| Number of Reviews | eight |
Luxury Carte™ Mastercard® Black Card™ Review
This is a rewards credit card issued by Barclays Depository financial institution. If yous're wondering whether Luxury Black menu is the correct card for you, read on. This review will provide y'all with with all the details you need to brand a good choice.
Key Takeaways
- Complimentary Luxury Card Concierge. Lifestyle management service bachelor 24/7 for global expertise and tailored recommendations by phone, via email, and through mobile chat.
- LYFT Rewards. Enroll and take iii eligible Lyft rides in a month using your Luxury Card and get a $v Lyft credit. Continue riding
- 0% APR balance transfer intro rate. Offers an introductory 0% APR charge per unit on balance transfers for upwardly to fifteen months, which is longer than the average 0% APR period of 12 months.
- Competitive APRs. Luxury Card™ Mastercard® Black Carte du jour™ has a variable purchase Apr of 15.24%
- 3% Balance transfer fee. Luxury Card™ Mastercard® Black Carte du jour™ charges a fee of three% on remainder transfers. For example, a balance of $ane,000 could cost $30 in transfer fees. The minimum fee is $5.
- No strange transaction fee. This card does not charge a fee when you make a buy that passes through a foreign bank, or is in a currency other than the U.Southward. dollar (USD), which makes it a bang-up credit card to carry when traveling abroad.
- Airdrome Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such every bit rental insurance, airline credit, access to a concierge, emergency back up, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel aid, trip cancellation insurance, and fraud protection.
- Very good credit required. Applicants will typically need a credit score of at least 740 to take good approving odds.
Pros & Cons of Luxury Black card
| The Expert | The Bad |
|---|---|
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Luxury Black card FAQ
Does Luxury Black carte accept a cash back or rewards plan?
Luxury Black menu is a travel rewards card.
| Minimum rewards charge per unit | 1.5 x |
| Max rewards rate | Northward/A |
| Annual rewards limit | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Luxury Black carte have a signup bonus?
This card doesn't offer a cash signup bonus.
Does Luxury Blackness card offering an annual loyalty bonus?
This card doesn't offer a greenbacks loyalty bonus.
What are the Luxury Black card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No coma dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Luxury Blackness card?
According to the Federal Reserve Board, the average regular Apr is 15% for all credit cards and 17% for accounts that carry a balance. This carte du jour has lower than average regular APRs.
Luxury Card™ Mastercard® Blackness Card™ has a variable purchase APR of 15.24%. The card has a variable rest transfer APR of 15.24% . Information technology besides has a variable cash advance APR of 25.49% .
Does Luxury Blackness card have an intro Apr offer on residuum transfers?
Yes, information technology offers an intro APR rate on balance transfers of 0% for a menstruum of upwardly to fifteen months.
| Description | |
|---|---|
| Residue Transfer Fee % Afterward Intro Period | 3% |
| Residual Transfer Introductory APR | 0% |
| Residue Transfer Intro Apr Period | 15 months |
| Balance Transfer APR | 15.24% |
| Residuum Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does Luxury Black menu have an intro APR offer on new purchases?
This card does not offering an intro APR charge per unit on new purchases.
What are the fees for Luxury Black card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $495 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $39 |
| Belatedly Payment Fee | up to $39 |
Does Luxury Black card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you lot are a frequent traveler, fugitive foreign transaction fees tin can salve you lot hundreds of dollars in fees when you travel out of the country.
What is the customer service phone number for Luxury Blackness bill of fare?
The Luxury Blackness carte du jour customer service number is (914) 249-2000.
What is the back up contact email for Luxury Blackness card?
The support contact email for Luxury Black bill of fare is online@barclaysus.com.
How do people rate the customer service and user feel of Luxury Black card?
Overall, Luxury Black bill of fare is mostly recommended based on community reviews that rate customer service and user feel.
Does Luxury Menu™ Mastercard® Black Bill of fare™ study your account activity to credit bureaus?
Yes, Luxury Card™ Mastercard® Black Menu™ reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-fourth dimension payments to a creditor that reports to i or more than credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to employ for Luxury Black bill of fare
- Visit the Luxury Blackness carte website.
- Make full in the application form. You will typically need to provide general financial information, such equally your Social Security Number, address, and annual income.
- Check the data is authentic and submit your awarding.
If your credit score is preventing you from qualifying for this credit card, bank check out our guide for the best credit cards for bad credit.
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Bulletin From Luxury Card™ Mastercard® Black Card™
Source: https://www.supermoney.com/reviews/personal-credit-cards/luxury-card-mastercard-black-card
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